Business and Personal Finance Tools in Zimbabwe
Find Accounts tools for Zimbabwean bookkeeping, invoicing, payroll, reporting, household budgeting and business document templates.
Accounting and reports
Accounting & bookkeeping
Keep double-entry books in USD, ZiG (ZWG) and ZAR. Import bank transactions, review journals and prepare financial reports in Accounts.
Financial statements & consolidation
Prepare profit and loss, balance sheet, trial balance and receivables ageing reports. Consolidate group entities across USD, ZiG and ZAR.
USD and ZiG bookkeeping
Keep USD, ZiG (ZWG) and ZAR transactions in their original currencies and review separate ledger and report totals in Accounts.
Chart of accounts
Set up account codes for assets, liabilities, equity, revenue and expenses, then use those codes in Accounts journals and reports.
Cash flow forecasting
Compare near-term cash scenarios in the Accounts workspace and create a separate 12-month cash forecast from your own assumptions.
Profit and loss statement
Review revenue, costs and expenses by reporting period and currency, then export a profit and loss statement from the Accounts ledger.
Balance sheet
Review assets, liabilities and equity at a reporting date and export a balance sheet based on saved Accounts journals.
Trial balance
Check account debit and credit balances at a reporting date and trace unexpected balances back to Accounts journals.
Month-end close and period locks
Review bank imports, invoices, supplier bills and ledger balances before locking a completed accounting period in Accounts.
Group accounts consolidation
Combine accessible entities, set ownership and translation assumptions, and review elimination entries and minority interests in Accounts.
AI assistant for saved financial records
Use the Accounts assistant to ask about your saved financial records and review the answer against the underlying reports.
Financial statement packs
Prepare a period-specific financial statement pack in Accounts using saved ledger records and supporting review material.
Sales, purchases and stock
Invoicing & collections
Create quotations and itemised invoices in USD, ZiG or ZAR, send PDF invoices, schedule reminders and use Paynow links with your own merchant credentials.
Inventory & stock control
Maintain stock items, record receipts and issues, review stock counts and see average-cost inventory valuation.
Supplier bills & payables
Record supplier bills, set approval rules, review accounts payable ageing and track what your business owes.
PDF invoice generator
Create an itemised customer invoice with quantities, prices, due date and business details, and export or email a PDF from Accounts.
Quotation generator
Prepare an itemised quotation, review prices and terms, then convert an accepted quote into an invoice in Accounts.
Recurring invoices and reminders
Schedule repeat invoices, review issue history and configure automatic reminders for outstanding customer invoices.
Paynow and PayPal invoice payments
Create a customer payment link for an eligible invoice after connecting your own supported Paynow or PayPal merchant account.
Accounts receivable ageing
See outstanding customer invoices by due date and currency and use the receivables ageing report to organise follow-ups.
Customer and supplier statements
Review contacts, opening balances, invoices, bills and payments and produce a statement of account for a selected period and currency.
Stock counts and valuation
Compare physical counts with recorded quantities, identify low-stock items and review weighted-average inventory cost in Accounts.
Accounts payable ageing
Review due and overdue supplier balances by currency, and reconcile recorded payments against outstanding bills.
Payroll, tax and compliance
Payroll & payslips
Prepare monthly payroll, review PAYE, AIDS levy and NSSA calculations, and issue PDF payslips using the rates configured for your pay run.
Tax workpapers & compliance
Organise ledger records, tax worksheets and supporting documents for review, and track preparation for Zimbabwean filing obligations.
PDF payslips
Generate individual PDF payslips from reviewed payroll runs showing earnings, deductions and net pay.
PAYE and NSSA payroll review
Review configured PAYE bands, AIDS levy and NSSA settings with employee earnings and deductions before finalising a payroll run.
VAT records and workpapers
Organise invoice, supplier bill and ledger figures by period and currency when preparing VAT workpapers for review.
Zimbabwe tax and compliance checklist
Use the Accounts compliance workspace to identify obligations to review, organise supporting evidence and record filing references.
Personal and household finance
Personal finance & budgeting
Build a monthly household budget, track expenses, savings goals, debts and subscriptions, and review net worth in a separate personal workspace.
Monthly budget and expense tracker
Set household category budgets and compare planned spending with recorded expenses by month and currency in Accounts.
Savings goal tracker
Record a savings target, track progress and review the amount remaining for planned household expenses or an emergency fund.
Personal debt and payoff tracker
Record personal debts, balances and payment assumptions, and review estimated progress in a separate personal workspace.
Personal net worth tracker
Review recorded personal assets and debts to calculate net worth by currency and compare it over time.
Subscription and recurring expense tracker
Record recurring services and household subscriptions in your personal workspace so scheduled expenses can be reviewed together.
Shared household finance
Keep household records in a separate personal workspace and use access controls when managing finances with another household member.
Banking and integrations
Bank statements & reconciliation
Import supported CSV and OFX bank statements, map dates and debit and credit columns, and review or match transactions before posting.
Data imports & integrations
Bring supported data into Accounts from Google Sheets, Microsoft 365, Xero, Sage, Stripe and bank files, subject to provider access and setup.
Google Sheets and Excel imports
Bring transaction rows from supported Google Sheets or Microsoft 365 workbooks into a review queue and check mappings before posting.
Xero bank transaction import
Connect an authorised Xero organisation and bring supported recent bank transactions into the Accounts review queue.
Sage Accounting connection
Authorise a supported Sage Accounting business and review the dated bank-account snapshot returned by its API.
Stripe transaction reconciliation
Use a restricted read key to import eligible Stripe balance transactions for reconciliation and review.
Transaction APIs and webhooks
Map transaction data from a supported REST source or send signed webhook payloads into the Accounts transaction review queue.
Documents, operations and teams
Business documents & presentations
Draft business plans, quotations, HR documents, policies, risk assessments and presentations. Review and export supported documents.
Team approvals & audit history
Invite finance team members, assign roles, set approval policies and review workspace activity and period controls.
Business presentations and board packs
Prepare management, board and investor presentations with selected Accounts figures and export supported slide decks.
Operational tasks and risk register
Track operational risks and actions, assign owners and follow up on items connected to business records and documents.
Private PDF and financial evidence storage
Keep retained report and document exports together with relevant supporting evidence in your authenticated Accounts workspace.
Legal templates
Non-Disclosure Agreement (NDA) Template
Mutual confidentiality, permitted use, exclusions, return of information and duration.
Services agreement Template
Define delivery, acceptance, fees, IP, liability and termination with a client.
Independent contractor agreement Template
Document a delivery relationship, confidentiality and ownership for legal review.
Business privacy notice Template
Explain the data your business actually collects, why, who receives it and retention.
Customer terms & conditions Template
Your offer, orders, payment, cancellation, refunds and dispute process.
Data processing agreement Template
Processing instructions, security, subprocessors, rights and breach handling.
Partnership agreement brief Template
Capture contributions, ownership, authority, distributions and exits.
Board resolution Template
Record a proposed board decision, authority and meeting particulars.
Commercial lease heads of terms Template
Record premises, term, rent, responsibilities and conditions for legal drafting.
HR templates
Employment Offer Letter and Terms Template
Prepare role, compensation, working arrangements and an employment review brief.
Job description Template
Purpose, duties, reporting line, qualifications and working conditions for a role.
Fixed-term employment contract Template
Contract for a defined period with role, pay, hours, leave and the basis for the fixed term.
Onboarding plan Template
First-day to first-90-day plan, documents to collect, access, training and check-ins.
Performance review Template
Objectives, evidence, ratings, development plan and agreed next steps.
Leave Application Form
Leave type, dates, days requested, cover arrangements and approval record.
Disciplinary warning letter Template
Records misconduct, the facts, the employee’s response and the warning issued.
Notice of disciplinary hearing Template
Allegations, hearing date and place, rights of the employee and the applicable code.
Grievance record Template
Employee complaint, people involved, investigation steps and outcome.
Termination of employment letter Template
End of contract, resignation acceptance or mutual agreement, with final pay and return of property.
Exit & clearance checklist Template
Handover, property return, access removal, final pay, tax and NSSA records.
Employee handbook & HR policy Template
Working hours, leave, conduct, grievance, discipline, health and safety and data protection.
Interview scorecard Template
Structured questions, scoring criteria, panel notes and recommendation for a candidate.
Business in a box templates
Business plan Template
Turn your business model, market and operating assumptions into a reviewable plan.
Business launch checklist Template
An actionable launch pack with owners, evidence and completion tracking.
Investor pitch brief Template
Prepare a factual investment story backed by your own evidence.
Marketing & sales plan Template
Translate positioning into channels, campaigns, budgets and measurable targets.
Risk templates
Business continuity plan Template
Critical services, interruption scenarios, recovery objectives and response owners.
Risk assessment Template
Score inherent and residual risk, assign an owner and track mitigation.
Supplier due diligence Template
Evidence-led supplier review covering ownership, delivery, security and conflicts.
Operations templates
Standard operating procedure Template
Repeatable procedures with controls, evidence, exceptions and process owners.
Project & delivery plan Template
Scope, milestones, ownership, acceptance criteria and change control.
Meeting minutes & actions Template
Capture attendance, decisions, dissent and accountable follow-up actions.
Quotation & proposal Template
Prepare a customer proposal with scope, commercial terms and acceptance.
Custom business document Template
Structure your own business requirement, decisions, evidence and actions.
Finance templates
Financial performance pack Template
A saved narrative report calculated from posted journals and open invoices.
12-Month Cash Flow Forecast Template
Model monthly cash using explicit assumptions; compare with recorded cash.
Pricing and Break-Even Calculator
Calculate contribution, break-even volume and target sales from your costs.
Loan Repayment Calculator
Compare amortized monthly payments, interest and total repayment.